I received an excellent Christmas gift from 5/3 Bank this morning, $69 over draft fee for an overdraft amount of 97 cents! Since they waived a fee for me already they will do nothing to reduce this amount.
This is how they work, I had three debit charges and miscalculated by the 97 cents. So receive overdraft charge of $33, ridiculous but my screw up lesson learned to keep track of every penny. Did not have the funds to take care of this but knew a direct deposit would be made within the week and would take care of the problem ( and no other pending charges). Received an overdraft fee notice on the 23rd stating I had until the 23rd to pay the fee or they begin adding $6 a day on top of the overdraft amount Direct deposit would be in the next day, could not really afford it but fine another $6,all would be cleared a day later. Receive a call from the bank about the overdraft and I tell them I am aware of the charge find it ridiculous that it was for the 97 cents, get a smug oh I know that hurts especially at this time of the year from the teller. No mention of the $6 a day additional fee. Check my account this morning to find another $36 fee taken from my account. I call and am told that the $6 is retro active from the first day of the overdraft. when I state I was not told this when I opened my account of course the answer is, it's stated in the paperwork you are given, same smug, sickening voice as the day before I let her know I will be closing my account, okay she says and I hang up before I can say somethings I would possibly be arrested for. Call the 800 customer service number, and receive the same information, I truly believe in order to work for a bank they hire those with the same personality, no mind to think, just the ability to give out the same information fed to them by greedy bank CEO's, which are again receiving more bailout money, hmmmm guess their bonuses were not big enough.
To say I am disgusted is putting it mildly, once again they have the little guy where they want them and are shoving it up our *** once again.
Be warned and make sure you know exactly what you will be charged for overdraft fees or they will have you in just the same way bent over and stuffed hard.
Product or Service Mentioned: Fifth Third Bank Deposit.